MRW Insurance Services

Auto FAQ's

Q:

When purchasing automobile insurance what should I consider?

A:

There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:
  • Purchase the amount of liability coverage which makes sense for you.
  • Select the optional coverages you want.
  • Decide which company to purchase insurance from.
  • Don't base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.

Q:

Does my insurance policy cover a friend if I loan him/her my car?

A:

When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy.

Q:

What is collision physical damage coverage?

A:

Collision is the loss you incur when your automobile collides with another vehicle or object like a telephone pole.

Q:

What is comprehensive physical damage coverage?

A:

Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm.

Q:

How can I lower my automobile insurance rates?

A:

There are several things you can do to lower the cost of your automobile insurance.
One way is to look for competitive pricing. An independent agent works with many companies and can provide you comparative rates and insure that your are getting the same coverage.

Another way to lower the cost is to change your deductible. By raising your deductible you may lower the cost of your automobile insurance almost 10% You must be able to pay the deductible amount in case of a claim. You can also look for discounts that you may be entitled to. Some examples of discounts that may be available are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, different groups or associations.


Visit or contact us at our headquarters at the
Matrix Corporate Park in Hauppauge, 
New York:

1373 Veterans Memorial Highway
Suite 8
Hauppauge, NY 11788

Phone: (631) 271-6600 
Fax: (631) 271-6618 

MRW Insurance Services is a full-service independent insurance agency offering a multitude of insurance products from top-rated companies to fulfill all your insurance needs. Our objective is to provide superior customer service and quality insurance solutions to all our customers. MRW is dedicated to getting you the best insurance products and services available today to protect you, your family and your business.

We have access to rates with more than 45 insurance companies to get you the best coverage at the lowest cost.

Our dedicated, professional staff members are ready to give you the personal attention you deserve.

Click here for a free quote on your insurance!

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